With "One Gate, Everything Money" as the core concept, Gate Money relies on the diversified financial services capabilities that Gate has built to create a global integrated financial service application. It connects digital assets, fiat currencies, stocks, ETFs, gold, bank accounts, payment and asset management services to the same account, covering asset holding, collection, transfer, payment, exchange and income scenarios, and promotes Gate to extend from digital asset trading services to the broader financial services field.
On October 7, Gate founder and CEO Dr. Han officially announced the launch of Gate Money during a keynote speech at the TOKEN2049 conference. With "One Gate, Everything Money" as its core concept, Gate Money leverages the diversified financial service capabilities Gate has already built to create a globally integrated financial services application, connecting digital assets, fiat currency, stocks, ETFs, gold, bank accounts, payments, and asset management services to a single account. It covers scenarios including asset holding, receiving funds, transfers, payments, conversion, and yield, advancing Gate's expansion from digital asset trading services into broader financial services. Currently, users can activate Gate Money with one click by updating the Gate App to version v8.39.0.
Multi-Asset, One-Stop Management
Gate Money supports users in holding multiple fiat currencies and digital assets under the same account system, with a consolidated view of balances and fund movements across asset types. The platform supports fiat deposits, withdrawals, as well as on-chain deposits and transfers; fiat accounts can be managed independently by currency, and eligible users can upgrade to obtain a bank account in their own name, allowing them to use their personal account information to receive funds and make withdrawals, facilitating daily and cross-border fund transfers.
On this basis, Gate already provides services for traditional financial assets such as stocks and continues to expand into more asset classes. For users holding different types of assets simultaneously, Gate Money incorporates the relevant services into a clearer account system, making asset and fund management more centralized and convenient.
Connecting Global Payments, Enjoying Convenient Spending
Gate Money closely links accounts with everyday payments. Through Gate Card, users can spend using fiat currency or digital assets both online and offline, with support for digital wallets such as Apple Pay and Google Pay. Some countries and regions also support ATM cash withdrawals and local QR code payments to accommodate different market payment methods.
From online shopping to offline spending, users can choose the appropriate payment method based on their actual needs, making the assets in their accounts more conveniently usable for daily consumption.
Flexible Allocation, Giving Assets More Possibilities
In addition to asset holding and payments, Gate Money also offers features such as Convert and Earn. Convert supports flexible conversion between different assets, while Earn provides wealth management and yield products, with eligible balances such as USDT able to earn up to 3.6% yield with no lock-up required, allowing users to gain more asset allocation options while maintaining fund availability.
For assets that need to remain liquid, users can convert at any time; for temporarily idle assets, they can choose the corresponding yield method based on product rules, further enriching the ways funds can be used.
Expanding Financial Services to Cover More Life Scenarios
Gate Money brings together the product capabilities Gate has accumulated in digital assets, stocks, payments, and asset management, incorporating financial scenarios such as asset holding, receiving funds, transfers, payments, conversion, and yield into the same account, further connecting asset management, fund circulation, and daily consumption.
From cash and digital assets to more financial products such as stocks; from asset management to daily consumption, Gate Money is integrating more diverse financial needs into the Gate platform, advancing its service scenarios from trading and asset management to payments, fund management, and daily financial needs, further expanding Gate's financial services boundaries.
Global Compliance System and Financial Infrastructure
In building global financial services capabilities, Gate continues to establish a compliance foundation covering multi-asset services, fund flows, and payment scenarios through financial, payment, and virtual asset-related licenses and authorizations obtained in multiple core jurisdictions, providing underlying financial services capability support for Gate Money.
Gate entities have obtained a MiCA crypto asset service license and a PSD2 payment institution license in Malta, a full VARA virtual asset service operating license in Dubai, and completed digital currency exchange service registration in Australia, while also conducting related business through locally compliant entities in markets such as Japan, with compliance coverage across 81 regulated jurisdictions worldwide. The above qualifications cover areas including crypto asset trading and custody, digital currency services, and payments, providing a compliance foundation for Gate Money to connect services such as multi-asset management, fiat accounts, fund receipts and payments, and daily payments.
At the same time, Gate has established partnerships with multiple international payment institutions, banks, custody, and clearing institutions, covering multiple financial service links such as payments, funds, asset custody, and clearing, providing foundational support for business operations in different markets.
As different asset classes accelerate their integration with scenarios such as payments and consumption, Gate will also continue to improve related products and services, bringing users a more convenient and flexible financial experience, promoting further connection between digital assets, traditional finance, and daily financial needs, and providing more possibilities for innovation in financial service models.
About Gate
Gate was founded in 2013, with founder and CEO Dr. Han, and is one of the world's leading cryptocurrency and comprehensive financial services platforms. With over 61 million users, it supports trading in 5,300+ crypto assets and 12,800+ stock assets, fully covering TradFi assets such as metals, stocks, indices, forex, and commodities, providing users with a one-stop, multi-asset allocation trading experience. As an industry benchmark, Gate was the first to achieve 100% proof of reserves, covering diversified products and ecosystem layouts such as Gate Wallet, Gate Ventures, and Gate for AI Agent.
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Disclaimer:
This content does not constitute any offer, solicitation, or recommendation. You should always seek independent professional advice before making any investment decision. Please note that Gate may restrict or prohibit all or part of its services from restricted regions. Please read the User Agreement for more information.